How to remove student loans from a credit report is a popular topic for just about anyone who has a student loan.
But let’s get this broad question topic off the table right away: removing student loans from a credit report is not possible, at least not legally!
And if your student loan is in good standing, you shouldn’t want to remove it anyway. It’ll be a good credit reference, that will help your credit score.
- How To Remove Negative Student Loan Info
- Sample Student Loan Dispute Letter
- Follow Up
How To Remove Negative Student Loan Information From My Credit Report
But just as it’s not possible to get a student loan that’s paid on-time off your credit report, it can’t be done with a defaulted one either. In fact, it may be even more difficult in the case of a defaulted loan.
So let’s modify the question a bit from how to remove student loans from a credit report? to how to remove negative student loan information from a credit report?
In most cases, that can be done with a well-worded student loan dispute letter. And you may need to do that, because negative student loan entries will remain on your credit report for up to seven years. Read More