If you need advice about the loan app or keeps questions on the a new otherwise established personal loan, you might contact Santander Financial in another of a couple of means. You could choose drop with the a community branch, if you have you to definitely nearby. But not, Santander Lender attributes twelve claims and you will D.C., however, only has local branches and you can ATMs into the 9 ones.

You can even contact Santander by the cellular phone on 877-768-2265. Customer service agents appear Saturday owing to Weekend, 8:00 a.yards. to eight:00 p.meters. Et.

Client satisfaction

Regarding customer happiness, Santander Lender get less than fashionable reviews, on business currently carrying a 1.5 out-of 5 superstars (Bad) rating towards the Trustpilot.

Numerous consumers features complained concerning sluggish responsiveness from support service representatives. That said, the financial institution works globally, and lots of of one’s recommendations are from users in other countries, which could perhaps not mirror the experiences of them based in the U.S.

Membership Administration

Santander Bank consumers is also carry out their signature loans or any other membership from bank’s on line portal otherwise cellular app. Each other enable it to be people to gain access to its most recent balance, arranged automated costs, make an additional commission, otherwise get a hold of a region part.

Each other Santander Financial and you may SoFi offer personal loans that have reduced minimums, aggressive interest levels, and smoother on the web app procedure. Yet not, there are lots of tall differences when considering both of these organizations:

• SoFi also provides personal loans up to $100,100, while Santander maxes away from the $fifty,100000.
• Santander items are only available in order to users within the several claims they caters to, or Arizona, D.C. SoFi also provides its products in order to consumers in most 50 states.
• Santander age day, while SoFi individuals would need to hold off a few days so you’re able to discovered fund.
• APRs courtesy SoFi start at only cuatro.99%. Having Santander Financial, a reduced rates you are getting is actually 6.99% Apr.

Even if Santander Financial now offers signature loans with competitive terms and conditions and you will financial support timelines, SoFi is the best solution if you need a more impressive financing or live outside Santander’s minimal provider city. But not, Santander has financial support as quickly as the same time, if you you desire money timely, so it lender will be worth a glimpse.

Santander Financial provides a comparatively limited services urban area, merely giving financial products – such signature loans – so you can people throughout the northeastern You.S. and Fl. Although not, Santander’s quick money regarding personal loans (if the exact same go out) away from between $5,100000 and you may $50,100 can make it lender an aggressive option if you’re in its service urban area.

Santander offers APRs as low as six.99%, and you will applicants will get pre-acknowledged on line just minutes without the influence on the credit get. As much as customer service recommendations, although not, Santander really works substandard. Although you can reach customer service representatives through phone seven weeks weekly, brick-and-mortar branches are just situated in nine of your twelve says that Santander qualities. If you want to apply for funds otherwise manage your levels actually, this may be extremely limiting.

However, Santander personal loans feature no yearly fees, origination charge, otherwise prepayment punishment. If you’re looking to own a simple financing and are usually comfy implementing online, that it lender could very well be a solid choice-as long as you reside in certainly its serviceable says.

Strategy

Investopedia is actually seriously interested in bringing people that have unbiased, total evaluations from consumer loan lenders. So you’re able to rate team, we accumulated over 25 analysis affairs across the over 50 loan providers, and rates, fees, financing wide variety, quick cash loan and you can installment words so that all of our feedback help users build informed decisions for their borrowing from the bank demands.

Currently, unsecured loans are merely offered to people within the Santander’s impact, which has Connecticut, Delaware, Florida, Massachusetts, Maine, pshire, Nj-new jersey, New york, Pennsylvania, Rhode Island, North carolina, and you may Arizona, DC.